CHC case: Chew Eng Han defers jail sentence, Sharon Tan to start hers tomorrow
SINGAPORE – City Harvest Church’s (CHC) former fund manager Chew Eng Han will be the only one who is not attending the Criminal Reference hearing before the apex court as a prison inmate, after a High Court yesterday granted his application to defer his jail…
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North Korean mock-up birthday video shows missiles blowing up US
SEOUL – North Korea put on a musical show to mark the birthday of founding father Kim Il Sung, which ended with a mock-up video of missiles engulfing the United States in flames, prompting cheers from the audience and smiles from current leader Kim Jong Un.
North Korea’s state television aired footage of a choral performance attended by Kim Jong Un, the elder Kim’s grandson, on Sunday, a day after a huge military parade in Pyongyang, which also marked the 105th birth anniversary of Kim Il Sung.
The singing was followed by footage of its test-firing of a missile in February which, in the video, was joined by other missiles shooting into sky, passing over the Pacific and exploding in giant balls of flames in the United States.
The video ended with a picture of the American flag in flames, overlapping row after row of white crosses in a cemetery.
“When the performance was over, all the performers and participants in the military parade broke into enthusiastic cheers of ‘hurrah!’,” state run KCNA news agency said.
State TV footage showed leader Kim smiling and waving in return.
“The Dear Supreme Leader waved back to them and congratulated the artistes on their successful performance,” KCNA said.
North Korea said in February that it had successfully tested a new type of medium- to long-range ballistic missile, the Pukguksong-2, propelled by a solid-fuel engine.
During Saturday’s military parade it displayed what appeared to be new intercontinental ballistic missiles. And a day later it conducted a failed missile test, which drew international condemnation.
North Korea regularly threatens to destroy the United States and amid heightened tension on the Korean peninsula, it has escalated a war of words, warning of full-out nuclear war if Washington takes military action against it.
US Vice President Mike Pence, on a trip to Asia, has repeatedly warned that the “era of strategic patience” with North Korea is over and on Wednesday said it would meet any attack with an “overwhelming response”.
[embedhttps://www.youtube.com/watch?v=xj1tmPyvOd0[/embed]

City Harvest case: Church founder Kong Hee ‘truly sorry’ for unwise decisions

City Harvest Church (CHC) founder Kong Hee has issued an apology to his church and the public, admitting that he had made “unwise decisions” in the past.
In a statement to the media last night, Kong said: “I have made unwise decisions in the past that have led me to where I am today. I am filled with grief and regret over my mistakes and I sincerely ask for your forgiveness.”
He added that he has come to terms with it and is at peace, and will start serving his 3½-year sentence tomorrow.
On April 7, Kong and five other CHC leaders had their appeal allowed by the majority of the three-judge High Court bench, who had found them guilty of a less serious charge of criminal breach of trust (CBT).
While their convictions were upheld, their jail terms were slashed to between seven months and 3½ years.
Read also: Kong Hee’s ‘temporary’ Sentosa Cove home remains unsold
Former CHC finance manager Sharon Tan will also start her reduced seven-month sentence tomorrow, despite initially asking for a two-month deferment.
Yesterday, in the High Court, the prosecution objected to it, calling her application a tactical move, but the panel of three High Court judges later granted her request.
Tan had asked for a two-month deferment to sort out personal matters as her husband and two children were relocating to the US.
Last Thursday, the prosecution filed a criminal reference with the Court of Appeal, raising questions of law of public interest, in a bid to reinstate their original sentences.
Yesterday, Tan’s lawyer Paul Seah said her husband was now scheduled to move to the US earlier and that Tan had wanted to complete her jail term as soon as possible so she could join her family.
But Deputy Public Prosecutor Christopher Ong objected, saying it was a tactical move by Tan. He said this could prejudice the outcome of the criminal application, as Tan could complete her sentence before judgment was passed.
She could be out in about five months on remission while the case before the apex court could take longer than six months.
But the three-judge panel rejected the prosecution’s objection, saying Tan would ultimately have to serve a second stint in the event the Court of Appeal reinstated her original 21-month sentence.
Read also: Jail term cut for City Harvest church leader in pop music fraud case
SURRENDER
Mr Seah also said his client had agreed to remain in Singapore and had volunteered to surrender her passport if she completed her prison term before the judgment of the criminal application.
Tan will start her term tomorrow with Kong, deputy senior pastor Tan Ye Peng, former CHC finance committee member John Lam and former CHC finance manager Serina Wee.
Earlier yesterday, former CHC fund manager Chew Eng Han was granted a stay of execution on his three-year-and-four-month sentence.
Chew said he will be raising questions of law of his own to overturn his guilty conviction. He said he needed to prepare his defence as he was not represented by a lawyer.
In 2015, the six were sentenced to jail terms of between 21 months and eight years for varying charges of CBT and falsification of accounts.
They were found guilty of misusing $24 million from the church’s building fund to fuel the secular music career of Kong’s wife, Ms Ho Yeow Sun, as part of a church mission known as the Crossover Project. Later, a further $26 million was used to cover up the first sum.

This article was first published on April 20, 2017.
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Christian governor loses Jakarta run-off: Pollsters
JAKARTA: Jakarta’s Christian governor on Wednesday lost heavily to a Muslim former government minister in an election run-off, private polls indicated, after a divisive battle that has damaged Indonesia’s reputation as a bastion of tolerant Islam.
Anies Baswedan, who was accused of pandering to hardliners to win votes, and his supporters cheered as news came through that surveys showed him winning by over 10 percentage points against Basuki Tjahaja Purnama, who was fighting for his job while standing trial for blasphemy.
Official results are not expected until early May but the private pollsters, who count a sample of votes, are usually accurate.
The vote was seen as a test of whether the moderate Islam traditionally practised in the world’s most populous Muslim country is under threat from hardliners, who have led a series of mass demonstrations against Purnama over allegations he insulted the Quran.
It came against a backdrop of rising religious intolerance that has tainted the image of the diverse Indonesian archipelago as a pluralistic country in recent years, with a surge in attacks on minorities.
Baswedan, a former education minister, thanked Jakarta’s voters for supporting him and hinted that he would move to heal the divisions in the capital after the bitter poll, if his victory was confirmed.
“We celebrate diversity… We are all ready to work together again,” the 47-year-old said.
Purnama, the city’s first non-Muslim governor for half a century and its first ethnic Chinese leader, congratulated Baswedan and his running mate, adding: “We are all the same, we want a good Jakarta, because it is our home.”
The defeat is also a blow for President Joko Widodo, whose party had backed Purnama.
‘Stay unified’
The incumbent had long been a shoo-in to win re-election after gaining popularity due to his determined efforts to clean up Jakarta.
But the governor — known by his nickname Ahok — lost a once-unassailable lead after a controversy erupted last year over claims that he had insulted Islam, a grave charge in Indonesia.
His troubles began in September when he lightheartedly said in a speech that his rivals were tricking people into voting against him by using a Koranic verse, which some interpret as meaning Muslims should only choose Muslim leaders.
The allegations drew hundreds of thousands of conservative Muslims onto the streets of Jakarta in major protests, and led to Purnama being put on trial for blasphemy in a case critics see as politically motivated.
Purnama won in the election’s first round in February but Baswedan was seen as the favourite in the run-off because the votes from a third, Muslim, candidate who was knocked out were expected to go to him.
Opinion polls in the run-up to the vote indicated that the race was neck and neck but in the event Baswedan strongly defeated Purnama, the pollsters indicated. They showed him with about 57 per cent to Purnama on 43 per cent.
More than 7.2 million people were registered to vote in the polls, which are also important as politicians view them as a potential stepping stone to the presidency in 2019.
After an anti-Purnama protest last year turned violent, authorities were taking no chances and over 60,000 security force personnel had been deployed but there was little sign of unrest.
Purnama’s long-running blasphemy trial began in December. Prosecutors are due to recommend a sentence on Thursday, and a verdict is expected within weeks.
Many voters still supported Purnama due to his performance as governor since 2014. He had won praise for cleaning up once-filthy rivers and creating more green spaces, although his acerbic style had upset some. – AFP

Call for creative entries for SPH iink awards 2017
Singapore Press Holdings (SPH) is calling for entries for this year’s SPH iink awards which honour the best in local advertising.
Reflecting emerging trends in the advertising landscape, two more categories have been created for this year’s SPH iink awards.
The first category is Content Marketing. Entries can include content or native advertising in various formats that have appeared on any of Singapore Press Holdings’ media platforms.
The second is Mobile Marketing, which will assess digital ads that ran on any mobile apps and mobile sites on the SPH Digital Network.
On honouring the best made-in-Singapore works by Singaporeans and Singapore-based creatives, Ms Elsie Chua, Chief Marketing Officer of SPH Integrated Marketing, said: “The SPH iink Awards is quintessentially Singapore. Being a homegrown media organisation, SPH is proud to honour and foster creative talents and ideas that originate locally to produce innovative ads that resonate with Singaporean residents and citizens.”
Advertisers, creative and media agencies are invited to submit their entries, published in any of Singapore Press Holdings’ (SPH) media platforms from May 20 2016 to May 19 this year.
The 11 categories are: Print Single English; Print Campaign English; Print Single/Campaign Chinese; Print Classified/Recruitment/Notice; Print Creative Media Buy; Digital; Mobile Marketing; Content Marketing; Radio; Out-Of-Home; and Integrated Campaign.
In addition, the iink Media Agency of the Year and iink Creative Agency of the Year will be given to the highest scoring agencies across all categories, while the Grand Prix winner will be awarded to the entry that scores the highest.
Creative and media agencies, advertisers, and other advertising-related organisations can submit their entries on www.sphiinkawards.com.sg. The deadline for submission of entries is on May 19, 2017.
chenj@sph.com.sg

Seven arrested for prostitution-related activities at Genting Hotel Jurong
SINGAPORE – Seven alleged members of a vice syndicate were arrested on Monday (April 17) at a hotel in the vicinity of Jurong Town Hall Road during a joint enforcement operation between the police and the Immigration & Checkpoints Authority,
TODAY…
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Dare to dream and experiment in face of accelerating change
SINGAPORE: We live in the Anthropocene. Preceding epochs, like the Holocene and the Pleistocene – more commonly called the Ice Age – were all periods in the earth’s long geological history that dates back four and a half billion years.
Humans have only existed in the last 200,000 years or so, from sometime in the late Pleistocene. This is just a blink of an eye in geological terms.
A view that is gaining currency in the scientific world is that human activity has begun to have a significant impact on the geology and the eco-systems of our earth. This is now often referred to as the Anthropocene, and many date its origin to the Industrial Revolution.
But what does the Anthropocene have to do with governance?
THE GREAT ACCELERATION
In the Anthropocene, human activity is the prime driver of change of the earth’s ecosystem. What is most striking is that since the 1950s, after the end of World War II, change caused by human activity has actually started to accelerate. This phenomenon is sometimes called the Great Acceleration. Changes are now taking place at a pace and on a global scale that is unprecedented in history. The evidence is made visible in a spectrum of global indicators – including greenhouse gas levels, ocean acidification, deforestation, and loss of biodiversity.
It is not difficult to understand why. Today, increasing urbanisation is driving up consumer demand. Globalisation has taken off because of airline travel, container shipping, telecommunications and the Internet. Tourism is booming, and even the number of McDonald’s restaurants increasing. As a result, the global economy is expanding, and the demand for infrastructure is growing. These combine to create a spiralling demand for resources – food, water and energy – that is straining the earth’s ecosystem. Climate change is one major consequence, but it is only one of many dangers that lie ahead as the Great Acceleration continues unabated.
Technology is a major factor in propelling the Great Acceleration. Moore’s Law says that computing power doubles every two years. It is still holding more than fifty years after Gordon Moore, the co-founder of Intel, made the observation.
But it is not just computing power that is growing at an exponential rate. In his latest book “Thank You for Being Late”, Thomas Friedman presents evidence that other technologies are also changing at a similar breath-taking rate, and he writes of “simultaneous accelerations in technology, globalisation, and climate change, all interacting with one another.”
THE FOURTH INDUSTRIAL REVOLUTION
If the Anthropocene started with the Industrial Revolution, Klaus Schwab, the founder of the World Economic Forum, argues that there have actually been three industrial revolutions since the 18th century, and a fourth is upon us.
He explains: “The First Industrial Revolution used water and steam power to mechanize production. The Second used electric power to create mass production. The Third used electronics and information technology to automate production. Now a Fourth Industrial Revolution is building on the Third, the digital revolution that has been occurring since the middle of the last century. It is characterised by a fusion of technologies that is blurring the lines between the physical, digital, and biological spheres.”
But he goes further to argue that the Fourth Industrial Revolution has no historical precedent because,
“When compared with previous industrial revolutions, the Fourth is evolving at an exponential rather than a linear pace. Moreover, it is disrupting almost every industry in every country. And the breadth and depth of these changes herald the transformation of entire systems of production, management, and governance.”
SINGAPORE AND THE GREAT ACCELERATION
Singapore has experienced its own version of a Great Acceleration. In less than half a century, we moved out of the third world and entered the first world. Furthermore, by most indicators, we are now in the top rank of the first world. Life expectancy has shot up, from 65 years when we gained independence after separation, to around 83 years today, an astonishing achievement given that it happened within less than two generations. No other country has achieved so much in so short a time.
But an implication of this remarkable transformation is that change in Singapore has not occurred at a sedate pace. Unlike most countries that have tracked a more gradual path to the top, change in Singapore during this period has the lurch of an acceleration, rather than the gentle sensation of a velocity.
Within less than two generations, societal demands have moved from the basic needs at the bottom of Maslow’s hierarchy – such as food, shelter, water and security – towards the more complex psychic needs at the top of the hierarchy, such as self-esteem, self-actualisation and transcendence, which are needs that governments find very difficult to service.
One could argue that this is a happy problem to be tackling, instead of dealing with a hardscrabble existence as a third world country. But acceleration gives little time for government and society to adapt. Decision cycles are compressed within shorter and shorter time frames. But it is a treadmill from which we cannot get off, unless we are prepared to give up the quality and way of life that we enjoy today.
CONSEQUENCES OF THE ANTHROPOCENE FOR GOVERNANCE
Among other things, the Great Acceleration increases the complexity of our world. As a result, the Anthropocene today is characterised by growing Volatility, Uncertainty, Complexity, and Ambiguity – or VUCA – leading to an increase in the frequency of black swans and unknown unknowns. In other words, we will face bigger shocks, more often, but with less time to discern causes and respond.
With increasing VUCA, governments face two particular challenges:
- The first challenge is how to deal with inevitable disruptions that are the effect of rapid change. New technologies can disrupt, massively. Such disruptions could be black swans, but mostly and luckily they are not. Instead they are disturbances to the normal flow of life – a terror attack, a cyber-hack, a new virus, a flood, civil unrest, economic turbulence, and so on. They have a disruptive effect because we live in a highly interconnected and complex world. As the Great Acceleration causes interconnections to intensify, the frequency of disruptions will increase and the amplitude of their impact will grow.
- The second challenge is how to manage risk, which is the effect of uncertainty, and in particular, how to manage its impact on national aims and objectives, plans and policies.
DISRUPTION IS A CERTAINTY
If disruption is a constant in our VUCA world, then it behooves us to spend time thinking about how individuals, organisations, societies and countries can respond. The pre-emption and prevention of disruption, despite our best efforts, cannot be guaranteed. The name of the game is not imperviousness to disruption, but recovering, and even growing, after being disrupted. This is resilience.
RESILIENCE
Judith Rodin, the president of the Rockefeller Foundation who launched the “100 Resilient Cities” initiative of which Singapore is a part, provides a good definition of resilience. She writes: “Resilience is the capacity of any entity – an individual, a community, an organization, or a natural system – to prepare for disruptions, to recover from shocks and stresses, and then to adapt and grow from a disruptive experience.”
THE SARS CASE STUDY
On Feb 25, 2003, the SARS virus entered Singapore through three women who had returned from Hong Kong with symptoms of atypical pneumonia. The virus then spread with frightening speed through the hospital system in Singapore. It confounded our medical authorities in the beginning. They did not know how the virus spread, and why it spread so aggressively. The fatality rate was shocking. By the time the SARS crisis was declared over in Singapore, 33 people had died out of the 238 infected.
SARS was not just a disruption – it was a big black swan for Singapore. It was also a very frightening time for Singaporeans. Then Prime Minister Goh Chok Tong described it as a “crisis of fear”. Overnight, visitor arrivals plunged and the entire tourism industry came to a grinding halt. SARS severely disrupted the Singapore economy, leading to a contraction during the second quarter of that year.
A RESILIENT RESPONSE TO SARS
When the normal flow of life is disrupted, as SARS did to Singapore, societies will need resilience to cope. Singapore’s response to SARS is well-documented. One of the most critical early decisions was to designate SARS a national crisis, and not just a public health problem. This meant that all the resources of government – and in fact of the nation – could be harnessed in a whole-of-nation approach to tackle the wicked problem of SARS. The SAF put an entire army division at the disposal of the health authorities. The police did likewise. Within weeks, MINDEF’s Defence Science & Technology Agency (DSTA) and DSO National Laboratories developed a contact tracing system, as well as the infrared fever screening system now adopted around the world. Such innovations epitomise resilience during a crisis.
EFFICIENCY VERSUS RESILIENCE
But this could not have been achieved if the government had been organised with an obsessive focus on efficiency and optimisation. These are well and good – if everything goes according to plan. But things rarely go as planned. Most times, we cannot predict when disruptions will occur. The ability to quickly and decisively respond to crises and disruptions helps to manage uncertainty arising from our VUCA world.
Nicholas Nassim Taleb – who first coined the term black swan as a metaphor for strategic shock – notes that when disruptions occur in overly-optimised systems, “errors compound, multiply, swell, with an effect that only goes in one direction – the wrong direction.”
But, as Taleb notes, “Redundancy is ambiguous because it seems like a waste if nothing unusual happens. Except that something unusual happens – usually.”
So, to deal with disruptions, governments must go beyond a rigid and unthinking emphasis on efficiency. Lean systems that focus exclusively on efficiency are unlikely to have sufficient resources to deal with unexpected shocks and volatility. There should be some fat or contingency capacity in the system.
FUTURES THINKING
This is not an argument for establishing bloated and sluggish bureaucracies. Indeed, it is worth recalling that in 1967, Lee Kuan Yew said: “Societies like ours have no fat to spare. They are either lean and healthy or they die.” That maxim rightly articulated and reinforced the scarcity-vulnerability narrative, which was appropriate for a time when Singapore was hardly in a position to be profligate in its spending. It reinforced the need to be prudent in the use of our resources, and to save what we could for a rainy day.
But one thing that governments ought to have – as indeed should any large organisation that is concerned with its survival over the long term – is a small but dedicated group of people to think about the future. Their job is to look for challenges and opportunities emerging over the horizon. In Singapore, the government set up its own think tank for foresight, the Centre for Strategic Futures.
The skill-sets for thinking about the future – which is inherently uncertain and unpredictable – are quite different from those required to deal with short-term volatility and crisis. Also, those charged with thinking about the future should be allocated the bandwidth to focus on the long-term, without getting bogged down in the minutiae of day-to-day routine.
Of course, one could argue that it is the business of all government agencies and the government as a whole to prepare for the future. But even if they try to do that, it is not always easy for the planner or policy-maker to challenge the official future, especially when that future is consistent with an organisation’s biases and preconceptions. Those who articulate a radically different future are at danger of being branded as subversive or lacking a sense of reality. So they will have a real incentive to make their scenarios more palatable for their audiences. But in so doing, they also inadvertently reduce the impetus for the organisation to confront uncomfortable alternative futures and to prepare itself for them.
That is why Peter Schwartz, one of the most important of Shell’s scenario planners, once said those whose job is to think about the future should also be court jesters – who can say the most ridiculous things and get away with it. They are supposed to help us suspend our beliefs.
Of course, this will not eliminate shocks. But by improving the ability to anticipate such shocks, we can reduce their frequency and impact. In turn, this will help make governments and nations more resilient.
MAINTAINING RESERVES
Another part of the answer is the availability of reserves – if not reserves in natural resource, then other kinds of national reserves built from prudent policies and forward planning – saving for the proverbial rainy day.
The SAF and its supporting organisations like DSTA and DSO are part of the reserves of the nation in the sense that they are an insurance policy – and a large one at that – for a contingency that will hopefully never occur. But without that fat in the system, it is doubtful that Singapore would have been able to respond to the SARS crisis as it did in 2003.
Singapore’s government is also committed to building ample financial reserves from the savings and surpluses of the government budget, giving the country a buffer to draw on in times of crisis. This is a reason why Singapore has one of the largest reserves in the world, at least on a per capita basis.
The utility of the national reserves was evident during the 2007 to 2008 global financial crisis. The Singapore government for the first time drew on the national reserves in the form of a S$20.5 billion Resilience Package – the name was not chosen randomly. This was primarily aimed at preserving and enhancing business competitiveness as well as promoting job retention, during a period of great uncertainty. A key aspect involved encouraging firms not to retrench workers, but to support retraining programmes, and to provide temporary part-time arrangements. Once the world economy began to recover, Singapore firms were able to respond with alacrity and speed to catch the winds of global economic recovery.
SkillsFuture is another example of how Singapore tries to future-proof the workforce by establishing a norm of lifelong learning, and by creating the infrastructure to make continuing education possible. Because it is not always possible to predict manpower trends accurately, having a system in place to encourage upgrading, and a culture that encourages lifelong learning, will help Singapore and Singaporeans ease through changes and uncertainties in the employment landscape. It is part of a larger effort to ensure that Singapore remains resilient in the face of uncertainty and future shock.
TRUST
But another issue was at play during the SARS crisis: fear. It rears its head not only during deadly epidemics. Even in financial crises, as in 2008 after Lehman Brothers collapsed, fear can go viral. As Franklin Roosevelt said during the Great Depression in 1933, “the only thing we have to fear is fear itself.”
The dissemination of trusted information is an important way of managing fear. During the SARS outbreak, Singapore took a transparent approach. The Singapore government laid bare the uncertainties and risks during SARS, even as other countries sought to reassure their citizens that SARS was under control. Singaporean leaders told people not only what they knew, but also what they did not know. They shared their concerns. They avoided providing false assurances.

This diffusion of trusted information – transparency, laying bare uncertainties and acting with empathy – was possible because of, and built on, the underlying trust, not just of the people in the government, but also of the government in the people. Singaporeans trusted the government for its effectiveness and integrity. The government trusted Singaporeans to deal maturely with the uncertainty as the SARS outbreak unfolded. This two-way trust, between the government and the people, formed a deep source of national resilience in Singapore during SARS. Indeed, trust is an important theme in my lecture tonight, and I will return to it later on.
ANTI-FRAGILITY
Nicholas Nassim Taleb introduced another term, anti-fragile in his book of the same name. His proposition is that if fragile things break when exposed to stress, then something that is the opposite of fragile would not just hold together when put under pressure. Instead, it would actually get stronger. He calls this the quality of anti-fragility.
STRENGTHENING THE SOCIAL FABRIC – ANTI-FRAGILITY IN ACTION
As I noted earlier in the definition by Judith Rodin, a resilient society not only returns to the state it was at before the disruption; it also adapts and grows. Similarly, an anti-fragile society reaches a new state – almost like a muscle that tested by stress grows stronger.
The cornerstone of Singapore’s counter-terrorism strategy is a community response plan. This enhances community vigilance, community cohesion and community resilience. Singapore has built networks of community leaders and influencers by forming the Inter-Racial and Religious Confidence Circles (IRCCs). Through these networks, the leaders have helped strengthen understanding and build ties between different races and religions. For the Muslim leaders, they not only speak out against those who distort Islam, but also use the media, mosque and madrasah to assert mainstream Islamic values.
Singapore is also one of only six countries with structured programmes to rehabilitate and re-integrate terror detainees into society. The Religious Rehabilitation Group (RRG) was set up in 2003 after the JI terror plots were thwarted. RRG counsellors, all of them trained religious scholars and teachers, have helped terror detainees understand how they had been misguided by radical ideologues. The counselling sessions also extend to the family members of detainees. Every released terror-related detainee in Singapore has undergone counselling as part of rehabilitation. Most have returned to their families, found jobs, and integrated back into Singapore society.
The RRG also builds social resilience through outreach. It organises conferences, dialogues and briefings to educate the entire community – including the schools and madrasahs – about key Islamic concepts that have been misinterpreted and misrepresented by terrorist and extremist groups such as JI, Al-Qaeda, ISIS and others.
The example of the RRG illustrates a broader point. Just as trust between the government and citizens in Singapore predated SARS, strengthening the social fabric has been a key strategy since independence.
Singapore takes an interventionist approach to promote social mixing. It uses quotas to avoid the build-up of racial enclaves in public housing estates. It has introduced a raft of policies to ensure that growth is inclusive: Investments in public education, grants for skills training, and tax credits for the working poor.
Strengthening the social fabric also means building anti-fragility through simulations, designed not just to hone citizens’ and agencies’ instincts of how to respond in crises, but also to build confidence that we can overcome crises. The most recent initiative in this vein is SGSecure. In addition to raising awareness, SGSecure also runs exercises. This psychological strengthening is a key dimension of what Singapore calls Total Defence.
RISK
Let me now turn to my second area of focus in this lecture: Risk. Disruptions, such as a terrorist attack or the SARS epidemic, are examples of risk events, acute and discrete occurrences. A risk issue is a development or trend that evolves over time. For example, the rise of transnational terrorism is a risk issue.
Risks can be defined not just in terms of trends or events, but in terms of whom it affects. There are enterprise risks that have an effect on an agency’s objectives. These include operational risks that arise from the agencies’ day-to-day operations and services.
And there are the strategic risks. There will always be threats to national outcomes, policies and plans, because no amount of analysis and forward planning will eliminate the volatility and uncertainty that exists in a complex world. These threats constitute strategic risk.
By their very nature, strategic risks often arise out of wicked problems, and involve cross-cutting issues that require a focus on the inter-connections between risks. In other words, strategic risks need to be dealt with at a whole-of-government or even a whole-of-nation level.
THE PROBLEM OF COGNITIVE DISSONANCE
After the Asian Financial Crisis, in the boom years leading up to 2008, most people dismissed the risk of another financial crisis happening. Before 2008, central bankers felt that they had mastered macroeconomic management to the extent that prolonged inflation and deep recessions were no longer possible. A massive hubris dominated the financial world. Those who foresaw an impending crisis were roundly ignored. The consequence – the global financial and economic crisis of 2008 to 2009 – was catastrophic and tragic.
Much of our reluctance to grapple with game-changing issues such as the global financial and economic crisis actually stems from an unwillingness to face the consequences of an uncertain and unpredictable future. These consequences interfere with long-held mental models – and business or self-interest – creating cognitive dissonance. At the heart of it, cognitive dissonance is about denial: The inability to acknowledge uncertainty, and an unwillingness to accept the need to adapt to a future that might be radically different from the current reality.
Cognitive dissonance leads to many organisations – including governments – underestimating risks, ignoring warning signs of impending crisis, and taking decisive action only when the crisis unfolds.
How can we limit or counter the influence of such bias? Obviously, the occurrence of a crisis that radically alters our mental models is one corrective. The SARS crisis forced the Singapore government – as well as governments in China and Hong Kong – to take more deliberate steps to prepare for future pandemics. SARS corrected our biases, making us realise that the risks and costs of a pandemic were not trivial, and increased our alertness to the onset of another pandemic. Without SARS, it is difficult to imagine that our subsequent responses to the bird flu and the swine flu would be as aggressive and proactive as they have been. Contrast our response, and that of other Asian governments such as China and Hong Kong, with the lack of urgency in other countries which were largely unaffected by SARS.
But while crises can break our outdated mental models, they are an expensive way to force recognition of our biases. No government or society should have to wait for an actual terrorist attack to take the threat of terrorism seriously.
RISK AS A SOCIAL CONSTRUCT
Many big risks that governments have to deal with – natural disasters, pandemics, even financial crises and political upheavals – can often be assigned probabilities. This ought to lead governments to take precautionary measures to mitigate these risks. But often they do not, because of cognitive problems.
It seems to me that big risk is ultimately not the province of actuaries. Instead it is a broader social construct, meaning that an organisation and its people need to agree that a risk exists. This is important as resources need to be allocated to prevent the risk, or to mitigate its impact, for example through contingency planning.
For obvious reasons, Japan takes the earthquake risk very seriously, because it is the most seismically-active country in the world. Everyone in Japan understands that earthquakes pose a perennial and at least life-altering if not existential threat. Because there is a national consensus, no expense has been spared to make Japan resilient to earthquakes to the maximum extent possible.
But before Fukushima, there was no such consensus on nuclear safety. Most Japanese believed that nuclear power was safe because the authorities declared it to be safe. They were lulled into complacency by this rhetoric. It proved to be a dangerous assumption. So, the triple disaster of 2011 – the Tohoku earthquake, the tsunami that followed, and the Fukushima nuclear disaster – was accentuated, because nuclear accidents were not in the Japanese pantheon of serious risk. No doubt, the Japanese now take the risk of nuclear accidents much more seriously.

But it is not just natural catastrophes that are risks. One risk issue attracting a lot of attention these days is Artificial Intelligence (AI). A hypothesis gaining traction is that AI poses an existential risk – in the vivid imagination of some, perhaps of the Terminator Skynet kind – and that this risk is in need of much more attention than it currently commands. It is a view that has attracted the support of famous names like Elon Musk, Bill Gates and Stephen Hawking.
Of course, the cost of responding to some extreme risks can be too high, especially when governments are seen as spending inordinate resources to prepare for a host of eventualities that may never happen. For instance, there is a possibility of the earth being destroyed by a planet-killing asteroid, but this is probably not a risk that we can meaningfully prepare for at this point in time, given the prohibitive costs today, that is, unless you are a Hollywood scriptwriter. We cannot eliminate every risk, but we need to manage them in such a way that strategies and their premiums do not have to be all front-loaded.
The reality is that agreement on what constitute the greatest risks to a nation must be reached through consensus. Without that consensus, the government and political leadership will find it difficult to allocate resource to mitigate these large risks. A national conversation to assess these risks is important. Otherwise, the alternative is to wait for disaster to strike before action is taken. By then of course it is too late.
Our Singapore Conversation is an example of how risks are discussed at the national level. The risks of ill health emerged as a big concern during Our Singapore Conversation, and arguably gave impetus to changes in health policy such as the introduction of MediShield Life.
RISK AS A PSYCHOLOGICAL CONSTRUCT
Risk is also a psychological construct because people have blind spots, or cognitive biases.
For example, the availability heuristic is the tendency to overestimate the likelihood of events with greater “availability” in memory, which can be influenced by how recent the memories are or how unusual or emotionally charged they may be. So, after a terrorist attack, we will think that another terrorist attack is a more probable risk than something else, simply because it is fresh in our minds.
The availability heuristic is illustrated via an observation made by Gerd Gigerenzer, a German psychologist who studies risk and has been to Singapore. He found that in the months after 911, passenger miles on the main US airlines fell by between 12 per cent and 20 per cent, while road use jumped. The change is widely believed to have been caused by concerned passengers opting to drive rather than fly. But the reality is that travelling long distances by car is more dangerous than travelling the same distance by aeroplane. Professor Gigerenzer estimated that an extra 1,600 Americans died in car accidents in the year after the 911 attacks – indirect victims of the tragedy.
Identification, management and communication of risk must take into account this human tendency to underestimate or overestimate risk because of their own cognitive biases or because it is inconvenient to admit to the obvious.
RISK AND UNCERTAINTY IN GOVERNANCE
It is inevitable that emerging technologies carry enormous risks, just as they promise huge opportunities. In recent years, a new wave of emerging technologies such as Artificial Intelligence (AI), drones, robotics, 3D printing or additive manufacturing, big data, data analytics, cloud computing, and the Internet of Things (IoT), have begun to take off. Combined with the earlier wave of infocomm technologies, they promise to be disruptors and sometimes major game-changers, giving the individual capabilities and powers which were previously the province of only governments and large organisations. As a result, cities, societies and economies are becoming more and more disintermediated.
Arguably, such technologies and their applications have been an enormous force for good. And yet, governments do not fully embrace these technologies. At most they have reached a wary accommodation, exemplified in the decision to separate government computers from the Internet. And rightly so, because while these technologies bring undoubted benefits, they also create risks. There are pernicious uses of technology, such as cyber-crime, and in the use of social media to promote extremist ideologies and to recruit terrorists. Social media also allows the proliferation of fake news that bedevils governments today.
EXPERIMENTATION
In our VUCA world, there are no perfect answers, in which outcomes are perfectly predictable. In such an operating environment, it is not always possible to make decisions on the basis of deterministic and linear analyses. Indeed, because change is happening so fast, such conventional approaches could lead us to miss the window of opportunity.
Instead, governments will often be called on to make big decisions under conditions of incomplete information and uncertain outcomes.
Of course, governments can play it safe and watch from the sidelines. But then, they will be overtaken by those who are nimbler, and those who are more daring. Or they can get some skin in the game now through research, test-bedding and pilots, so that they learn the limitations and potential of such technologies in order to be ready when these technologies take off. Pilot programmes and prototypes should be deployed where there is insufficient data for a proper analysis, or if there is no precedent to fall back on. Exploration and experimentation are often more valuable than predictions of analytical models. Beta testing can also encourage citizens to co-create by delivering potential value earlier, which in turn gets their buy-in.
Car-Free Sunday SG is an on-going initiative by the Urban Redevelopment Authority. Roads in the Central Business District (CBD) are closed on the last Sunday of the month. The rare opportunity and the novelty of cycling or walking along open roads of the city attract people in droves. Car-Free Sunday SG can be seen as beta-testing of a desired future state – a car-lite Singapore. The participation of so many people and the feedback that they provide are part of a co-creation process to determine Singapore’s future land use and design.

But to experiment, governments must accept, and even embrace, certain levels of risk. It is a form of risk management. I call this approach safe fail, rather than fail safe. Fail safe means you risk nothing, but you also achieve nothing, and there is no progress. But if such experiments succeed, then they can be expanded. If they fail, then the damage is contained, and a lesson is learnt.
And of course, to learn from failure. Thomas Edison, the great inventor of the lightbulb, is also famous for saying, “I have not failed. I’ve just found 10,000 ways that won’t work.”
THE INNOVATOR’S DILEMMA
The central thesis in Professor Clayton Christensen’s seminal book, “The Innovator’s Dilemma”, is that successful organisations are doomed to fail in the long run, because there is tremendous inertia to change a formula that has worked well. In other words, the incumbents of today are locked-in to their mental models and success formulas. They are prisoners of what they know they know. It is this inertia that allows the insurgents, the revolutionaries, the start-ups, to sneak in, change the rules of the game, capture market share and dislodge the incumbent.
While this conclusion is based on the study of companies, Professor Christensen told me some time ago that he thought the same principles apply to governments.
Clayton Christensen’s solution to the innovator’s dilemma is to create small self-contained units within the larger organisation that have the mandate to experiment with new ideas and new concepts. “Mainstream firms,” he writes, “establish a timely position in disruptive technologies only when the firm’s managers set up an autonomous organisation charged with building a new and independent business around that disruptive technology.” If these new units succeed, then their formula can be proliferated through the organisation. If they fail, then the organisational impact will be contained.
A model of this approach is DARPA – the legendary Defense Advanced Research Projects Agency of the US Department of Defense that has been the force behind game-changing innovations like the Internet, GPS, and quantum computing.
In a similar – though more modest – vein, MINDEF set up the Future Systems Directorate (or FSD) – now known as the Future Systems & Technology Directorate – some 20 years ago with the mandate to think about the longer term challenges facing the SAF, and to come up with new operational concepts, experiment with these concepts, and then implement them. MINDEF knew then that FSD would generate friction and tension in the system by the very nature of its mission. It would make many feel uncomfortable. But I believe that FSD was the catalyst for the innovation and the spirit behind it that transformed the Singapore Armed Forces from a 2G into a 3G SAF.
Going forward, this has to be the way for the SAF to stay ahead. It is not possible to maintain its strategic edge just by buying more and more weapons and platforms. The budget will not support this approach. Instead, the SAF’s strategic advantage will be secured by exploiting its capacity to innovate and to change, changing the rules of the game, through better operational concepts and superior application of technology to realise these concepts.
LEARNING HOW TO EXPLOIT UNDERGROUND SPACE
Singapore has experimented with radical concepts to address our land constraints, especially in the use of underground space. Some of the major experiments include the Underground Ammunition Facility (UAF) of the SAF, the Deep Tunnel Sewerage System (DTSS), and most recently, the Jurong Rock Caverns (JRC).
The success of these experiments convinced the government to exploit underground space systematically, and it has now embarked on developing a comprehensive masterplan for underground space.

At the launch of the Jurong Rock Caverns, Prime Minister Lee Hsien Loong made some remarks that I think encapsulate the importance of such an experimental approach: “We must constantly think out of the box, be bold in tackling our challenges, be tenacious in execution in order to create new space for ourselves whether it is physical space, whether it is space which is metaphorical, thinking space, international space, and development space. It is not just that the sky is the limit, but there are also fewer limits than we think to the depths to which we can go because we are limited only by our own imagination.”
IMAGINATION
This brings me to the importance of imagination and its importance.
I recently read a fascinating interview with the famous physicist, Nikola Tesla, the inventor of the alternating current. The interview is dated January 30, 1926. In that interview, Tesla talks about aircraft that will “travel the skies, unmanned, driven and guided by radio.” He said that while “motion pictures have been transmitted by wireless over a short distance … later the distance will be illimitable, and by later, I mean only a few years hence.” Tesla thought that “temperate zones will turn frigid or torrid.” The world he described nearly a century ago is already upon us – drones, television and climate change.
There are also futures that are not quite with us yet, but they are emerging. In this same interview, Tesla spoke of power being “transmitted great distances without wires.” His most fascinating vision at least to me was of wireless achieving “closer contact through transmission of intelligence, transport of our bodies and materials and conveyance of energy.”
In his vision, “when wireless is perfectly applied, the whole earth will be converted into a huge brain, which in fact it is, all things being particles of a real and rhythmic whole. We shall be able to communicate with one another instantly, irrespective of distance … and the instruments through which we shall be able to do his will be amazingly simple compared with our present telephone. A man will be able to carry one in his vest pocket.”
We may not be a single global brain – yet – but our mobile phones certainly do fit into our pockets. In its time, Tesla’s description was an amazing feat of imagination. We can aim to make improvements, step-by-step, but for a small country like Singapore, it is better to aim big, in order to stay ahead of the competition. In this regard, imagination is vital.
IMAGINATION AND THE SMART NATION
Singapore has a big ambition, to become a Smart Nation. But what is a Smart Nation? At one level, it is about the exploitation of technologies in order to make the lives of people better, by giving them convenient and fast access to information, and to customised services, including those that we cannot even imagine today. The current state of technology already offers all the ingredients of a Smart Nation.
But at another – I would argue more fundamental – level, being a Smart Nation calls for innovation at the systems level – aggregating technologies and combining them with new operating concepts, policies and plans – to solve national problems such as the effects of climate change, traffic congestion, an ageing population, or simply to improve service delivery. But its realisation is the sum of many innovations, big and small. Its ambition should be big, but its implementation is in hundreds and thousands of projects, both large and little.
But at both levels, it is a product of our imagination, and it is only limited by our imagination. Like Nikola Tesla, we can only begin to imagine the endless possible futures.
Imagine a Smart Nation where there is increased efficiency, convenience and connectivity in and between workplaces and homes. Wearable technology such as hologram devices are used on the go to check and respond to work e-mails. Wifi is available island-wide, eliminating restrictions from fixed data and limited call minutes.
In the workplace, robots take over routine administrative tasks, coordinating meetings, conducting research and running daily errands. At home, robotic helpers do the household chores and prepare meals. They order groceries when food items are low in stock, which are then delivered by drone to the doorstep. Throughout Singapore, there are healthcare pods deployed island-wide at every housing block. These provide medical diagnosis, dispense medicine and provide simple medical services as well. These make it more convenient for elderly residents who have mobility problems and for those who do not have the time to visit a clinic.
However, government may not be structured to reach this level of imagination and boldness of vision. Some might argue that it is not even its business. Innovation at this level is perhaps better achieved by the private sector, and by individual start-ups with the daring and the ideas.
Empowerment is key. Too much top-down control will kill the spirit of innovation that is central to Smart Nation. Instead, the role of government should be to facilitate such innovation by funding incentives and arrangements, and through flexible – rather than restrictive – regulations.
A good example of this approach is the Monetary Authority of Singapore’s establishment of a regulatory sandbox last year to allow FinTech companies to experiment with products and services in an environment where if an experiment fails, “it fails safely and cheaply within controlled boundaries, without widespread adverse consequences.”
The government also has a key role in connecting these innovations to their societal environments by encouraging and organising test-bedding and pilots of Smart Nation technologies in real-life settings, and perhaps even by insuring the risk of some of these experiments.
In Singapore, a precinct – One North – is now the site of a major pilot for the use of autonomous vehicles – or driverless cars – testing not just the technologies for the cars, but also for the road furniture. Such experiments and trials are essential because the development of these technologies and their applications need to be test-bedded in real environments. If the pilot is successful, then I believe the programme may be expanded beyond this precinct into the larger national transport system, relieving road congestion and getting people to their destinations faster – and more safely – and, like Car-Free Sunday SG, helping to realise the vision of a car-lite Singapore.
THE POLITICS OF A SMART NATION
But there is a political challenge to such ambitions. There are many misconceptions about the technologies associated with a Smart Nation. One big misconception is that in a 24/7 online world, constantly surrounded by innumerable sensors and smart objects, all connected to the Internet – which is the Internet of Things – absolute privacy and absolute security can be achieved.
As smart objects seek to gather more contextual information on behaviour and actions, the ability of smart devices to analyse people’s lives and discover their identities will challenge traditional notions of privacy. Such information can clearly be misused and abused, compromising privacy and security.
There is another related issue – a fear, perhaps irrational in some countries and rational in others – that the government will exploit these technologies to intrude into the private lives of citizens or to create an Orwellian system of mass state surveillance.
To overcome these misconceptions, a mature discussion is needed, not a polemical one. The government has a central role to play in shaping this discussion. It will have to persuade citizens that the benefits outweigh the risks of exploiting these technologies, and then explain how the risks can be managed. This is clearly in the realm of politics, and the onus must be on the political leadership to convince the people that such fears are misplaced in Singapore. But this can only be achieved if there is trust between the people and the government. As I observed earlier, trust in a fast-changing and complex world – the world of the Anthropocene – is a vital asset to good governance.

LEADERSHIP
Before I close, I would like to touch on a critical success factor in the complex world of the Anthropocene, where change is accelerating. Change cannot be avoided. Innovation must be continuous because the world does not stand still. Change and its handmaiden – innovation – must be embraced as an imperative of governance. Furthermore, there is no end point. It is a journey without a fixed destination, where the future is an ever shifting horizon.
But people dislike change – it is human nature. Change requires leadership, because it means leading people out of their comfort zone. Getting them to change is an act of will. The future-fit leader has to persuade his people to believe in the need for change, instil confidence in change, and empower his people to change.
Successful leaders of change also make their people brave enough to express their opinions, change their behaviour, take risks, and learn from failure. They tolerate mavericks – even if they do not embrace them – because all future-fit organisations need mavericks. They are the ones who are prepared to challenge conventional wisdom and come up with the ideas that can change the rules of the game.
Some will argue that leaders should be more tolerant of mavericks. My response to this is: “Yes, but only up to a point.” A maverick is a maverick only if he is fighting the establishment. If he believes enough in his ideas, he ought to have the courage and conviction of his beliefs to push them, even against resistance. If he gives up the moment he runs into some opposition or official rebuff, then in my book, he is not a maverick. I think this is a sound approach. It is essentially a Darwinian process in which only those who have thought through their ideas, and are prepared to stand up and defend them, deserve the chance of a second hearing. Some mavericks will survive.
CONCLUSION
In today’s world of accelerating change – the Anthropocene – we will need to dare to dream and to experiment with things no one else has done before. We must steel ourselves to embark on journeys of discovery in which the destinations are unknown, and where we must be prepared to cope with unexpected outcomes, to experiment, to manage the risk, to fail, and then to pick ourselves up and keep going.
Visit HDB homes, have a picnic at Singapore International Festival of Arts 2017
SINGAPORE: From home cooks welcoming visitors to their kitchens to families opening their doors to strangers, this year’s Singapore International Festival of Arts (SIFA) will have a decidedly inclusive and participatory vibe when it kicks off in June.
The festival’s full line-up of events was announced on Wed (Jan 19), and it will include the return of its popular Open Homes programme, which saw Singapore residents welcoming visitors into their homes for a unique theatrical experience back in 2015.
And for the first time, the 30 participating homes will include those from HDB public housing estates.
“There’s a certain assumption that those in HDB flats are either young families or retirees, but quite a number of the folks opening up their homes are young, middle-aged professionals,” said Open Homes director Jeffrey Tan, who said that the participants range from artists to homeschooling groups to even an inspirational speaker and a public administrator.
“Each of the 30 homes will have charming stories to tell and a lot of them will surprise audiences,” he said.
The Open Homes programme is one of two SIFA events that involve encounters with strangers in domestic spaces. Another event, called OPEN Kitchens, will see audiences cooking meals with 20 home cooks.
And for those who want to partake in a more public, communal setting, a pop-up culture-meets-food event called OPEN Picnic will also be held at the Malay Heritage Centre.

K Rajagopal’s short film Lizard On The Wall will see audiences take part in the filming process. (Photo: Akanga Film Asia)
A FESTIVAL BOX WITH DIFFERENT GIFTS
Revolving around the theme of Enchantment, this year’s SIFA edition will run from June 28 to Sept 9. It will feature 16 commissions focusing on Singapore artists and local collaborations with international artists, and seven international productions.
As the fourth and final instalment under the leadership of theatre director Ong Keng Sen, organisers decided to combine SIFA and its pre-festival experimental series The OPEN into one seamless experience. Previously, there was a one-month gap between the two events.
“It seems hefty, but it will be a well-paced programme through a number of weeks, where in a sense, you unravel a festival box with many different sorts of gifts,” said Ong.
Prior to announcing the full line-up, organisers had already revealed some of the festival highlights.
These included offerings from directors K Rajagopal and Lav Diaz, from Singapore and the Philippines, respectively; Lebanese food activist Kamal Mouzawak; and Singaporean artist Sonny Liew.
Liew, who will be making his live performance debut, will be collaborating with local director Edith Podesta for a piece called Becoming Graphic. It will be based on a short graphic novel he is currently writing, which will use the superhero genre to talk about issues such as ageing and mortality.
“The show will tell that story in part, but it will also capture the aspect of what comics are as a medium,” he said, adding that there will be a live drawing element to the show.
One of the previously announced events has also been tweaked.
The previously titled Open Parliament is now called Art As Res Publicae. The event, which will see public discussions about art, was originally envisioned to feature newly commissioned works by Singaporean playwrights. Now, it will feature previously written texts, such as Wills & Secessions by local playwright Eleanor Wong.

Trojan Women by the National Theater of Korea and Ong Keng Sen. (Photo: National Theater of Korea)
SINGAPORE’S PAST AND FUTURE ONSTAGE
This year’s edition will also see two local theatre groups making their debut at SIFA.
Mandarin theatre company Nine Years Theatre (NYT) will be presenting an adaptation of Art Studio, a novel by Singaporean writer Yeng Pway Ngon about the struggles of young artists set against the backdrop of 1960s Singapore.
“We’ve seen a lot of (international) novels being adapted to the stage and film, but not so much here. We actually have a lot of great writing in Singapore but there’s very little interaction between genres like theatre and literature,” said NYT co-founder Nelson Chia, explaining his decision to adapt the novel.
Meanwhile, Pangdemonium will be presenting a new piece called Dragonflies. Set in 2021, it follows the story of a family that moves back to Singapore from the UK.
“Brexit is in full force, Trump has been re-elected for a second term and climate change has made a huge impact on the world, and the family is trying to reclaim their sense of home in Singapore, where there’s now a lot of fear and paranoia.” explained Pangdemonium’s co-artistic director Adrian Pang.
Elsewhere, the festival also includes a contemporary musical take of Trojan Women by Ong Keng Sen and the National Theater of Korea; performances by famous string group Kronos Quartet, which last performed in Singapore two decades ago; and nature-themed installation-performances by Singaporean artists Zai Tang and Robert Zhao Renhui.
More details about the festival line-up can be found at www.sifa.sg.
Single mum struggling with Stage 4 cancer and poverty holds on for her son
The past few years have been dark and tough for 46-year-old Tam Chek Ming ever since she was diagnosed with ovarian cancer.
Despite life’s many struggles, her silver lining comes in the form of her five-year-old son, who is the only reason she is still holding on.
But she is running out of time.
According to GIVE.asia, Tam was diagnosed with a rare and aggressive form of ovarian cancer known as Ovarian Clear Cell Carcinoma’ after undergoing major surgery in April 2015 to remove a 12.5cm cyst.
What followed next was two years of debilitating chemotherapy that saw her losing her hair, vomiting in bed and being unable to play with her son.
Still, she persevered so that she could raise her son and watch him grow up.
“I thought it was all over and I could go back to lead a normal life. Then, the unthinkable happened, ” said the single parent and sole breadwinner of the family.
Tam’s heart sank when she was dealt another blow in September 2015: Her Stage 1C ovarian clear cell cancer has resurged aggressively to Stage 4.
Her doctor told her that any treatment at this point would merely be palliative and not curative. Immunotherapy would amount to approximately $139,000 a year, while medicine costs between $6,500 and $8,000 per dose and is administered thrice a week.
Although Tam is a subsidised patient under the MediShield Life scheme, Medifund and the Medication Assistance Fund (for Avastin), she does not have any private health insurance and neither is she covered under the CPF Dependent Protection Scheme.
“I live in a small, barebones, 45-sqm, HDB flat (1 bedroom, 1 hall). I have sold off everything that I can sell, in order to survive month-to-month,” she told GIVE.asia, adding that she often skips meals so that her son — who was prematurely born and underweight — would not go hungry.
The struggling mother is now appealing for donations to help pay for:
1. Medical bills
2. Household bills
3. Basic necessities and nutritious food
4. Journeys to and fro the hospital
5. “Bank debts left behind in my name by an abusive estranged spouse (who left the country several years ago and no contact)”
6. Daily living expenses
7. Hospice care in near future
8. Upcoming funeral expenses
9. “To set aside sufficient cash reserves for my poor mother to sustain herself and enable her to care for my young son when I pass on, as they will be in urgent need in the many years to come.”
Tam said, “I need to survive this fight for my life, for at least another few more years in order to stay with my son. He is just too young to lose his mom.
“I am appealing out of desperation as I have exhausted all my social connections and charity appeals. I have sold off anything that is of value in my small flat.
“Please help me. Any help, no matter how big or small, will make a big difference to me and my son.”
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