Co-owner of HDB flat demanded more than 40% of its value though he put in less than 5%

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SINGAPORE – After buying a $237,000 five-room flat in 1997 with a man who was not related to her, Madam Tan Chor Hong was the only one making the mortgage payments for the past two decades.

In December 2018, co-owner Ng Cheng Hock returned from Japan after spending 18 years in prison there for drug offences.

Madam Tan, 63, said he created disturbances at the flat and sent her death threats, prompting her to apply to court for the property, now worth $450,000, to be sold.

Mr Ng, 59, said that he had agreed to be a co-owner of the flat in order to help Madam Tan – his friend’s mistress – secure a roof over her head.

His only monetary contribution was an initial payment about $7,900 from his CPF account, which was 3.3 per cent of the purchase price. He was later compensated $5,000 in cash.

But he argued that his contribution towards the purchase price was 43.4 per cent, which is worth about $170,000.

Madam Tan said he should get only 5 per cent of the proceeds – about $20,000- based on their respective shareholding indicated in documents and the land titles register.

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